:root{
  --navy:#0b1b33;
  --navy-2:#132a4d;
  --gold:#c9a24b;
  --gold-2:#a9843a;
  --ink:#1c2530;
  --muted:#5c6b7a;
  --line:#e4e8ee;
  --bg:#f7f8fa;
  --white:#ffffff;
}
*{box-sizing:border-box; margin:0; padding:0;}
body{
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif;
  color:var(--ink);
  background:var(--bg);
  line-height:1.6;
}
a{color:inherit; text-decoration:none;}
.wrap{max-width:1120px; margin:0 auto; padding:0 32px;}

a:focus-visible, button:focus-visible, input:focus-visible, textarea:focus-visible{
  outline:2px solid var(--gold); outline-offset:2px;
}

.skip-link{
  position:absolute; left:-999px; top:auto;
  background:var(--gold); color:var(--navy); padding:10px 16px; border-radius:0 0 8px 0; z-index:100;
  font-size:14px; font-weight:700;
}
.skip-link:focus{left:0; top:0;}

header{
  position:sticky; top:0; z-index:50;
  background:var(--navy);
  border-top:3px solid var(--gold);
  border-bottom:1px solid rgba(255,255,255,.08);
}
header .wrap{
  display:flex; align-items:center; justify-content:space-between;
  height:76px;
}
.logo{
  display:flex; align-items:center; gap:10px;
  font-size:20px; font-weight:700; color:var(--white); letter-spacing:.3px;
  font-family:Georgia,'Times New Roman',Times,serif;
}
h1, h2{font-family:Georgia,'Times New Roman',Times,serif;}
.stat .n{font-family:Georgia,'Times New Roman',Times,serif;}

nav{display:flex; gap:32px;}
nav a{color:rgba(255,255,255,.72); font-size:13.5px; font-weight:500; letter-spacing:.3px; text-transform:uppercase;}
nav a:hover{color:var(--gold);}

.nav-toggle{
  display:none; width:40px; height:40px; border-radius:2px; border:1px solid rgba(255,255,255,.25);
  background:transparent; align-items:center; justify-content:center; cursor:pointer;
}
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after{
  content:""; display:block; width:18px; height:2px; background:var(--white); position:relative; transition:transform .2s, opacity .2s;
}
.nav-toggle span::before{position:absolute; top:-6px;}
.nav-toggle span::after{position:absolute; top:6px;}
.nav-toggle[aria-expanded="true"] span{opacity:0;}
.nav-toggle[aria-expanded="true"] span::before{top:0; transform:rotate(45deg);}
.nav-toggle[aria-expanded="true"] span::after{top:0; transform:rotate(-45deg);}

.btn{
  display:inline-block; padding:12px 24px; border-radius:2px;
  font-size:13.5px; font-weight:700; letter-spacing:.4px; text-transform:uppercase;
  border:1px solid transparent; cursor:pointer;
}
.btn-gold{background:var(--gold); color:var(--navy);}
.btn-gold:hover{background:#d9b968;}
.btn-outline{border-color:rgba(255,255,255,.35); color:var(--white);}
.btn-outline:hover{background:rgba(255,255,255,.08);}

.hero{
  background:radial-gradient(1200px 500px at 80% -10%, var(--navy-2), var(--navy));
  color:var(--white);
  padding:110px 0 100px;
  position:relative;
  overflow:hidden;
}
.hero::after{
  content:"F"; position:absolute; right:-40px; top:-60px;
  font-family:Georgia,'Times New Roman',Times,serif; font-weight:700;
  font-size:420px; line-height:1; color:rgba(255,255,255,.035);
  pointer-events:none; user-select:none;
}
.hero .wrap{position:relative;}
.hero .eyebrow{
  color:var(--gold); font-size:13px; font-weight:700; letter-spacing:1.5px;
  text-transform:uppercase; margin-bottom:14px; padding-bottom:14px;
  border-bottom:1px solid rgba(201,162,75,.3); display:inline-block;
}
.hero h1{
  font-size:44px; font-weight:700; line-height:1.18; max-width:660px; margin-bottom:22px;
}
.hero p{
  font-size:17px; color:rgba(255,255,255,.72); max-width:560px; margin-bottom:34px;
}
.hero .cta{display:flex; gap:14px;}

section{padding:88px 0;}
.section-head{max-width:800px; margin:0 auto 52px; text-align:center;}
.eyebrow-dark{
  color:var(--gold); font-size:13px; font-weight:700; letter-spacing:1.5px;
  text-transform:uppercase; margin-bottom:14px;
}
h2{font-size:32px; font-weight:700; margin-bottom:14px;}
.lead{color:var(--muted); font-size:16px;}

.about-grid{
  display:grid; grid-template-columns:1fr 1fr; gap:60px; align-items:center;
}
.about-grid h2{text-align:left;}
.stat-row{display:flex; gap:40px; margin-top:32px;}
.stat{border-left:3px solid var(--gold); padding-left:16px;}
.stat .n{font-size:28px; font-weight:700; color:var(--navy);}
.stat .l{font-size:13px; color:var(--muted); margin-top:2px;}

/* Dossier — Finblok's signature "company record" component: a bordered, */
/* ruled document panel, deliberately unlike Bylion's rounded tile grid. */
.dossier{
  background:var(--white); border:1px solid var(--navy); border-radius:0;
  box-shadow:0 20px 40px -30px rgba(11,27,51,.4);
}
.dossier-head{
  display:flex; align-items:center; gap:14px;
  padding:20px 28px; background:var(--navy); border-bottom:3px solid var(--gold);
}
.dossier-seal{
  width:38px; height:38px; border:1px solid var(--gold); border-radius:50%;
  display:flex; align-items:center; justify-content:center;
  color:var(--gold); font-family:Georgia,'Times New Roman',Times,serif; font-weight:700; font-size:14px;
  flex-shrink:0;
}
.dossier-title{font-size:11px; text-transform:uppercase; letter-spacing:1px; color:rgba(255,255,255,.6);}
.dossier-sub{font-family:Georgia,'Times New Roman',Times,serif; font-size:16px; color:var(--white); margin-top:2px;}
.dossier-table{width:100%; border-collapse:collapse; padding:8px 0;}
.dossier-table tr{border-bottom:1px solid var(--line);}
.dossier-table tr:last-child{border-bottom:none;}
.dossier-table th, .dossier-table td{padding:14px 28px; text-align:left; font-weight:400; font-size:14px;}
.dossier-table th{color:var(--muted); font-weight:500; width:44%;}
.dossier-table td{color:var(--navy); font-weight:700; text-align:right;}

.pillars{display:flex; flex-direction:column; border-top:1px solid var(--line);}
.pillar{
  display:grid; grid-template-columns:80px 1fr; gap:28px; align-items:start;
  padding:34px 20px; margin:0 -20px; border-bottom:1px solid var(--line);
  border-left:3px solid var(--line); border-radius:0;
  transition:background-color .2s ease, border-color .2s ease;
}
.pillar:hover{background-color:rgba(201,162,75,.05); border-left-color:var(--gold);}
.pillar .ic{
  width:48px; height:48px; border:1px solid var(--line); border-radius:0;
  color:var(--gold); display:flex; align-items:center; justify-content:center;
  font-weight:700; font-size:17px;
  font-family:Georgia,'Times New Roman',Times,serif;
}
.pillar h3{font-size:19px; margin-bottom:8px; color:var(--navy); font-family:Georgia,'Times New Roman',Times,serif;}
.pillar p{font-size:14.5px; color:var(--muted); max-width:800px;}
.pillar .ex{margin-top:16px; padding-top:14px; border-top:1px dashed var(--line); font-size:12.5px; color:var(--muted); line-height:1.7; max-width:800px;}
.pillar .ex b{color:var(--navy); display:block; margin-bottom:4px; font-size:11px; text-transform:uppercase; letter-spacing:.5px;}

.contact-grid{display:grid; grid-template-columns:.85fr 1fr; gap:40px; align-items:start;}
.field{margin-bottom:16px;}
.field label{display:block; font-size:13px; font-weight:600; color:var(--ink); margin-bottom:6px;}
.field input, .field textarea{
  width:100%; border:1px solid var(--line); border-radius:2px; padding:11px 14px;
  font-size:14px; font-family:inherit; color:var(--ink); background:var(--white);
}
.field input:focus, .field textarea:focus{outline:2px solid var(--gold); outline-offset:1px;}
.field textarea{resize:vertical; min-height:110px;}
.visually-hidden{position:absolute; left:-9999px; width:1px; height:1px; overflow:hidden;}
.form-note{font-size:12.5px; color:var(--muted); margin-top:10px; border-top:1px dashed var(--line); padding-top:10px;}

.cta-band{
  background:var(--navy); color:var(--white); text-align:center; padding:80px 0;
  border-top:3px solid var(--gold);
}
.cta-band h2{color:var(--white);}
.cta-band p{color:rgba(255,255,255,.72); max-width:520px; margin:0 auto 30px;}

footer{background:var(--navy-2); color:rgba(255,255,255,.6); padding:48px 0 32px; font-size:13.5px; border-top:3px double var(--gold);}
.foot-grid{display:flex; justify-content:space-between; flex-wrap:wrap; gap:24px; margin-bottom:28px;}
.foot-col b{color:var(--white); display:block; margin-bottom:10px; font-size:12.5px; text-transform:uppercase; letter-spacing:.6px;}
.foot-col div{margin-bottom:6px;}
.foot-bottom{border-top:1px solid rgba(255,255,255,.1); padding-top:22px; display:flex; justify-content:space-between; flex-wrap:wrap; gap:10px;}

.legal{padding:64px 0 96px;}
.legal .wrap{max-width:760px;}
.legal h1{font-size:34px; margin-bottom:6px; font-family:Georgia,'Times New Roman',Times,serif;}
.legal .updated{color:var(--muted); font-size:13.5px; margin-bottom:40px; display:block;}
.legal h2{font-size:20px; margin-top:36px; margin-bottom:10px; font-family:Georgia,'Times New Roman',Times,serif;}
.legal p, .legal li{color:var(--muted); font-size:15px; margin-bottom:12px;}
.legal ul, .legal ol{padding-left:22px; margin-bottom:16px;}
.legal strong{color:var(--ink);}
.legal a{color:var(--navy); text-decoration:underline;}

.thanks{padding:140px 0; text-align:center;}
.thanks .mark-ok{
  width:64px; height:64px; border-radius:50%; background:rgba(201,162,75,.12); color:var(--navy);
  display:flex; align-items:center; justify-content:center; font-size:28px; font-weight:800;
  margin:0 auto 24px;
}
.thanks p{color:var(--muted); font-size:16px; max-width:440px; margin:0 auto 28px;}

@media (max-width:820px){
  nav{
    display:none; position:absolute; top:76px; left:0; right:0; background:var(--navy);
    border-bottom:1px solid rgba(255,255,255,.08); flex-direction:column; gap:0; padding:8px 0;
    box-shadow:0 20px 30px -25px rgba(0,0,0,.4);
  }
  nav.open{display:flex;}
  nav a{padding:14px 32px; width:100%;}
  nav a:hover{background:rgba(255,255,255,.06);}
  .nav-toggle{display:flex;}
  .hero h1{font-size:32px;}
  .hero::after{font-size:220px;}
  .about-grid, .contact-grid{grid-template-columns:1fr;}
  .pillar{grid-template-columns:48px 1fr;}
  .dossier-table th, .dossier-table td{padding:12px 18px;}
}

.reveal{opacity:0; transform:translateY(16px); transition:opacity .6s ease, transform .6s ease;}
.reveal.in{opacity:1; transform:none;}
@media (prefers-reduced-motion: reduce){
  .reveal{opacity:1; transform:none; transition:none;}
}
